Carmax extended warranty is lame

Carmax screwed me with a warranty that has been worthless twice in 7 months. 
Now, rincon chevy says my clutch is out. Warranty won’t cover. Estimate of $1,400. 
So a non-car place should be cheaper. But how much? 
I wish I could afford to ditch these shit vehicles and buy a beater. But I’m way too deep in stupid underwater debt. And since I am a contractor, I can’t even get a crappy high interest loan, because loan offices don’t recognize temp positions. 

I need a job that can actually pay my bills. Tired of being on the verge of bankruptcy. It’s been three stupid years of this crap since that peckerhead at Gulfstream screwed me over by laying me off. 

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